How To Secure A Housing Loan From Pag-IBIG Fund

You went around checking potential properties and you learned from the developer of the property you want to purchase that you can avail a Pag-IBIG Housing Loan that is payable in 30 years time.

What are necessary requirements?

• You should attend a housing loan counseling/seminar at Pag-IBIG main office in the Atrium, Makati City before anything else so you will know all your rights and responsibilities regarding the loan. The seminars are held everyday but for those who will buy a property from a developer the time of counseling is 3PM, the rest can attend the 8AM to 1PM with 12NN as break time. Seminar is about 2 hours.
• Make sure you have at least 24 months of contribution at Pag-IBIG to qualify for a loan.
• If you have been an inactive member of Pag-IBIG for more than a year you can re-activate it by paying at least three months of contribution to any Pag-IBIG branch near you.
  
• For employed borrowers you should secure:

1. An employment certificate
2. At least one months payslip.
3. Income Tax Return for employed.
4. Company ID
5. ESAV (a statement of all contributions from Pag-IBIG) you can get this at the branch where your company is located.
6. Birth Certificate
7. Marriage Certificate if married
8. Baranggay Certificate (cedula)